Did we scare you? Halloween is supposed to scary. Many people looking at the presidential election think either one candidate or the other is scary.
The Affordable Care Act is really not scary, despite everything you might be hearing from people who don’t have the time or energy to read beyond the headlines.
Bank Breaking Premium Increases! Not Enough Insurance Companies! The Sky is Falling! Some of the media reporting seems like it’s been phoned in, with no deep analysis or explanations for the headlines.
We know better, and if you are on our mailing list, then you probably already know better. Right now, the day before Open Enrollment opens for the fourth year, we desperately need your help spreading some good news.
Today’s stories in the NY Times, the Sun-Sentinel and one in last Friday’s Tampa Bay Times reflect the best in journalism because it gives both sides of the stories. The Affordable Care Act does have some serious issues that are being addressed. But things have improved and continue to improve.
Remember when Obamacare was doomed because the website didn’t work?… That’s because it was so popular and nobody expected that much traffic. Today’s good news reflects the popularity and warm fuzzy feeling that so many American families are feeling right now, a sense of comfort because they find themselves insured against catastrophic illness, able to get preventative care, able to make sure their children are covered until their own careers and coverage kick in.
Here’s the New York Times story today:
“The new marketplaces have struggled to attract a large share of young, healthy customers, which is part of why costs there have been higher than insurers expected. But the Enroll America data suggest that, over all, a lot of young people who had no insurance before have it now. Researchers measured a five-percentage-point drop in the uninsured rate among adults under 35 in 2016 alone.
The Enroll analysis found that states that expanded Medicaid in 2014 showed big reductions, but states that expanded the next year caught up quickly. Those data suggest that states yet to expand could expect results similar to neighbors that made the policy change earlier. (For a glimpse of what the country might have looked like in 2014 if every state had expanded Medicaid, look at the map here.)
‘The states that expanded early, they obviously saw an immediate decline,” said Ed Coleman, the national analytics and data director at Enroll America. “But the states that expanded late, they caught up almost right away. They get very immediate and dramatic benefits.’”
Our leaders in Tallahassee need to hear that kind of news from us.
Here’s today’s Sun-Sentinel front-pager:
“Tuesday marks the start of enrollment for 2017 Affordable Care Act plans — and as has become common over its first six years, the health insurance system consumers know as Obamacare remains steeped in complexity, uncertainty and political debate.
Still, consumers in South Florida, considered one of the nation’s most successful Obamacare markets, remain in better shape than many in the United States with lower premium increases, more health care providers and more insurance plan choices.
And here’s a portion of Friday’s Tampa Bay Times newspaper story:
“…advocates insist the plans will be economical. A study released by the U.S. Department of Health and Human Services found 84 percent of Florida consumers will be able to purchase a plan with monthly premiums of $100 or less.
“It is reasonable and manageable for most families,” said Melanie Hall, executive director of the Family Healthcare Foundation, which will be working to enroll people across the Tampa Bay region.
Hall noted that local consumers will have dozens of choices, including some new offerings that may be less expensive than their current plans.”
We need to talk to our neighbors, our family, friends and co-workers and let them know the sky isn’t falling. Enjoy the ghouls and goblins in your neighborhood tonight and make sure they safely navigate the streets and sidewalks. We’re here to help everybody navigate and #GetCovered and #StayCovered.