Insurance: Consumer Protections

REPEAL? REPLACE? REVISE? REPAIR? Who Knows?…

What do we know? Resistance and voters being vocal is working! Chances are that if you are reading this, you have more than a passing interest in the biggest debate of our lifetimes.  There is no more vital issue to human beings than their health, and all of the related activities associated with either being […]

Florida CHAIN responds to Governor Rick Scott’s Letter to Congress re. #ACA repeal.

  FLORIDA CHAIN’S RESPONSE TO GOVERNOR RICK SCOTT’S JANUARY 6, 2017, LETTER TO THE U.S. HOUSE MAJORITY LEADER   For Immediate Release January 12, 2017   For the average Florida Health Care consumer who is not intimately familiar with the workings of the US health care delivery system, Governor Rick Scott’s letter late last week […]

With Health Policy Lemons, Florida Advocates Make Lemonade: Protecting Consumers From Unfair Surprise Medical Bills

Policy and Research Director Laura Brennaman, PhD, RN, guest blogged this week for Community Catalyst about CHAIN’s work to protect Floridians from surprise medical bills. Governor Scott last month signed HB 221 into law effectively ending balance billing for consumers. Take a read of Dr. Brennaman’s blog below. Despite political opposition to the Affordable Care Act at […]

Happy to have “real” insurance now

Marty Riordian saw an ad in the newspaper that a Navigator for the Health Insurance Marketplace would be holding an enrollment event at a local library. He jumped at the chance to meet with a Navigator to discuss the possibility of getting a new health insurance plan. “I have a catastrophic plan and I wanted […]

Special Olympics Gold Medalist Left Uninsured

As a child, Matt Ross won medals in the Special Olympics. Today, he is a 23 year old part-time worker who has been denied Medicaid as it stands in Florida. Matt is living with autism. Even though he has a developmental disability, he has been denied Medicaid because he is considered fully functional. Matt works […]

CMS: 20% of 1095-A forms are Incorrect

The Centers for Medicare & Medicaid Services, CMS, has reported that as many as 800,000 taxpayers may have gotten incorrect information on their 1095A tax forms. CMS is notifying affected individuals by phone and email and will send corrected forms by early March. It’s estimated that about 50,000 of them have already filed their taxes […]

Stroke Victim’s Family Happy He Finally Has Health Insurance

Theresa, 58, purchased health insurance for her son who was recently hospitalized with a stroke. He needs health insurance now for doctor visits on a regular basis. She stated, “My son never went to the doctor because he didn’t want medical bills he could not pay. Having a stroke out of nowhere is what prompted […]

Car Accident Victim Happy To Have Health Care Coverage

Andrew Becker is a 25 year old from Orlando, Florida. He makes a good living as a self-employed full time musician. Andrew, like many others young adults has never had health insurance. Growing up his parents paid out of pocket for his medical expenses. As a young adult he didn’t have the sense of urgency […]

Forced into Early Retirement, and Left Uninsured!

Jerry Knipp, 62, of Lake County is grateful for being able to enroll in the health care marketplace this enrollment period. He shares, “I am so thankful to the navigator who helped me apply for health care coverage. She was so humble, friendly and knowledgeable, and made enrolling a smooth process.” Mr. Knipp spent the […]

Incomplete Reporting of Marketplace “Premium Increases” Misleads, Harms Consumers

Despite an array of reports to the contrary, most consumers purchasing health coverage in the Marketplace for 2015 can pay about the same – or lower – in monthly premiums for the same level of coverage as they did in 2014. Underlying the confusion is the fact that the amount each consumer using Premium Tax […]