Florida CHAIN joined with national partners and advocates from states across the country this week to urge the National Association of Insurance Commissioners (NAIC) to revise their Managed Care Plan Network Adequacy Model Act to include strong consumer protections.
The Model Act is likely to be used as a guide at the federal and state levels to develop rules that insurance regulators will enforce to assure that plans include sufficient numbers and types of providers in their networks to deliver timely and high quality care to subscribers.
Additionally, the Model Act will serve as a template for health policy makers to devise regulations that prevent insurance companies from creating plans that discourage enrollment by people with chronic health conditions through cost-sharing strategies — a discriminatory practice disallowed by the Affordable Care Act. These objectives are in line with the legislative recommendations Florida CHAIN made to the Florida Health Insurance Advisory Board in September.
Florida CHAIN will continue to advocate for regulations that ensure the strong consumer protections the Affordable Care Act promised are delivered to Florida consumers.